“Part of what’s made our business model a success is that we’re not only focused on building value-driven, sustainable homes,” says Lokal Homes’ marketing coordinator, Alison Tyler. “We’re checking every box to ensure the purchasing and closing and post-closing experience continues to exceed our buyers’ expectations.”
Tyler points to Lokal’s partnership with its preferred lender, Colten Mortgage. “Colten not only understands our process, they share our vision for unmatched service. And they’ve been able to give our customers a truly impressive choice of financial products.”
Colten Mortgage’s director of secondary marketing, John Stahl spoke to a number of qualities that sets the Front Range lender apart and also to his company’s vision that’s in step with Lokal Homes.
“One of the main advantages to working with Colten is that buyers receive real-time communication,” Stahl said. “They can be assured all the moving pieces like interest rates, locks and construction progress are working in concert. Invariably adjustments have to be made, so having a lender that’s intimately coordinating with the builder is a huge advantage.”
Stahl also notes that Colten Mortgage takes a long view on buyers’ whole financial goals, not only on the immediate purchase. “We provide a total cost analysis that breaks out a number of loan scenarios so buyers can get a whole picture to help them truly analyze their options,” he said. “We look at how long they anticipate living in the home, what their long-term financial goals are, and help them genuinely understand the costs they should anticipate.”
Stahl says Colten—where each lending professional has at least 15 years experience and its team over 135 years combined—looks not to what’s relevant today financially but also to the future. “It’s our goal to be a resource today and tomorrow as well.”
Stahl says Colten Mortgage offers a wide portfolio of lending products including 10, 15 and 30-year conventional loans in addition to government offerings like FHA and VHA loans. The company also offers complimentary pre-qualifications, which it recommends buyers take advantage of prior to shopping for a home. Stahl says Colten’s licensed loan officers can provide a roadmap to a successful new home purchase including providing detailed steps toward improving credit scores or saving toward a down payment.
“In the end, we just provide the human touch,” said Stahl. “An no matter when a customer calls, even outside normal business hours, weekday or weekend, they’re going to get to speak with a real live employee of our company who will hear their questions and concerns and do their best to find answers and solutions. That’s a difference.”
More information on Colten Mortgage is available by calling 303-835-9928 or visiting coltenmortgage.com.
Lokal Homes is one of the Front Range’s fasting growing builders offering a dozen well-established communities as well as new neighborhoods from Monument in the south to Ft. Collins in the north. To learn more call (720) 656-4512 or visit lokalhomes.com.