*The stated rate may not be available at the time of application, lock-in or commitment. This rate is valid for new contracts written on select move-in ready homes closing before November 30, 2024 only. This promotion cannot be applied in addition to any other promotions. See sales agent for details. The interest rate advertised is based on a 60 day lock on a Conventional loan amount of $500,000 and a purchase price of $625,000, borrower credit score of 780, loan-to-value of 80%, and using a maximum interested party contribution (IPC) of allowed by product guidelines. The (IPC) is applied toward a reduction to the interest rate for working with Lokal Homes and use of their preferred lender Colten Mortgage, a Division of AWM, NMLS 14210 - 8345 West Sunset Road Suite 380 Las Vegas, Nevada 89113. All borrowers subject to credit qualifications. Not all borrowers will qualify as certain restrictions apply on all programs. The information contained in this material is not a guarantee to extend credit or lend. Terms and conditions are subject to change without notice - Equal Housing Lender.