30-Year FIXED Rates as low as 3.875% FHA | 4.375% Conv.*

Lokal Homes is currently offering limited-time financing opportunities on select homes to help make homeownership more attainable. Depending on the home, buyers may qualify for a reduced interest rate, a temporary rate buydown, or flex cash offers. 

Fixed-Rate Promotion

For the month of March only, select homes qualify for a reduced 30-year fixed interest rate, offering predictable monthly payments for the life of the loan. A fixed-rate mortgage means your interest rate stays the same for the entire 30-year term, helping protect you from future rate increases and giving you consistent monthly payments you can plan around.

These promotional rates are available on select homes only and may vary depending on loan type and qualification.

5/1 or 5/6 Adjustable Rate Mortgage (ARM)

Other homes qualify for a lower introductory rate through a 5/1 or 5/6 ARM loan. With this option, your interest rate is fixed at a lower rate for the first five years, which can significantly reduce your monthly payment during that period.

After the initial fixed period, the rate may adjust periodically based on market conditions. Many buyers choose this option if they expect to refinance, sell, or move within several years.

Flex Cash

Flex cash is a credit provided by the builder that can be used toward:

• Closing costs

• Interest rate buydowns

• Loan fees

• Other qualified purchase expenses

This incentive provides additional flexibility to structure your financing in the way that works best for your budget. Special offers cannot be combined.

All incentives, promotional rates, and financing programs are available on select homes and may vary by community and homesite. Availability, qualification requirements, and loan terms are subject to change.

Please speak with a Lokal Homes sales manager and our preferred lending partners for full details.

*Rates shown are available on select quick-move-in homes when financing through Frame Home Loans. Gateway Commons is not eligible for this promotion. Cannot be combined with other offers. See sales counselor for full details and eligibility requirements. Frame Home Loans, NMLS ID #2728586, 4301 Westbank Drive, Suite 250B, Austin, TX 78746. For full licensing information, visit www.nmlsconsumeraccess.org. Loans not available in all states. This is not a commitment to lend; applicants must qualify. Certain restrictions apply. Rates, programs, terms and conditions are subject to change without notice. Frame Home Loans is not affiliated with or acting on behalf of or at the direction of any government agency, including but not limited to: HUD, FHA, VA, USDA. Equal Housing Lender. Rates effective as of 3/3/2026, are based on a 700 FICO score for conventional loans and a 660 FICO score for FHA loans, and a seller credit from seller being used towards discount points. APR refers to Annual Percentage Rate. Conventional 30-yr fixed 4.375%/4.437% APR. Conventional 5/6 ARM 3.875%/5.185% APR. FHA 30-yr fixed 3.875%/4.664% APR. FHA 5/1 ARM 3.75%/5.695% APR. Rate comparison is for illustrative purposes only; your actual loan terms may vary. Call for details and get your individual quote.